Not all companies are created equal:

JD Power Awards

How do you know which carrier to choose? What is the difference between each? Well, AM Best company and JD Power & Associates have made a career ranking companies in the various important categories so you can see just what you are getting in terms of financial stability, customer service, and many other qualities. Click the links on either side to see why we are so proud of the companies we represent!!!

AM Best Ratings

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Personal Insurance:

We have great products for your insurance needs! Protecting your home and auto are the two types of policies most commonly associated with personal insurance, but life, annuity, disability, flood, inland marine, RV, boat and umbrella exposures are also insurable- if you think you may have an exposure with one of these lines of insurance, please call us and we would be happy to help you protect yourself!

Settlements on Jewelry 
The company will either replace the rings with an identical set if available or of “like-kind & quality” OR would give you a check for the value at which they could replace the rings. Because they have claims so often, companies typically have a contract with a retailer where the company gets the rings for maybe 10% markup, where as we, the consumer has to pay as much as a 60% markup. So the retail value of these rings was appraised at $5910 but if you chose to take a check, they would offer you maybe $2,600 instead of the retail value appraised. This is typical of all companies.

Commercial Insurance: