Dwelling Fire (DF1 & DF3)

Dwelling Fire policies may cover homes that are not eligible for a Homeowners Policy, such as:
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  1. Mobile Home
  2. Manufactured Home
  3. Modular Homes
  4. Non traditionally built homes (tiny houses)
  5. Highly non-typical features (no heat/electricity/plumbing)

For this coverage, please use option 3 on the Homeowners Quote page and indicate in the comments box that this quote is for a dwelling fire policy. Please also indicate the reason why.
To elaborate on a dwelling fire policy, commonly these policies are intended for mobile homes, manufactured homes, modular homes and other houses that have unique characteristics a traditional "HO3" policy is not intended to cover.

We have great companies to cover your home whether it is in Allendale or the rest of our great state, Michigan. One of these companies, Foremost, is based here in the Grand Rapids area. Foremost is one of our great tools as they will provide a lot of great coverages where other companies won't, coverages like:

  • Replacement Cost on the dwelling
    • No loss of money because the house has aged and lost value!
  • Special Form on the dwelling
    • This increases the losses the home is covered from. Without it, typically you get just around 17. With it, you get every type of loss covered, except the few exclusions for things like war, government action, nuclear, and so on
  • And more!